Condo
If you don’t like living in an apartment, condo life is probably not for you. You’ll still have shared walls, a shared parking garage and shared common areas. You won’t have complete control over your property, because you’ll be subject to homeowners’ association rules that may affect minute details of your life, such as what kind of Christmas lights you can put up or what kind of doormat you can use.
Townhouse
A townhouse or townhome is a hybrid between a condo and a house. These are often two or three stories, meaning that you don’t have downstairs or upstairs neighbors and therefore may enjoy more privacy and peace and quiet than in a condo.

House
Also called a single-family property, a house can be the most expensive option in terms of both total purchase price and ongoing maintenance, but it also gives you the most independence and privacy. A yard is also great for children, pets, barbecues, private pools, hot tubs and gardening.
Summary
Once you’ve considered in detail which kind of home best suits your needs, you’re ready to calculate how much home you can afford.
If you need help in navigating your home financing options, then setup a free 15 minute consultation with me and I’d be happy to walk you through the process.